Norfolk invests your money in loans secured by registered mortgages over properties throughout New Zealand. We offer a prudent investment option for our clients. Unlike other funds which pay interest quarterly, our interest distributions take place monthly. Like you, we invest for the long term, and so we do not offer specific or tied investment terms. This means there are no entry or exit fees should you decide to invest with us. We do ask however that you provide us with six months' notice to withdraw existing investments. A minimum initial investment of $5,000 is all that is required to take the first step in your journey with us to secure your future.
Why should you invest with us?
We put your needs first, so our Trust has been built with a focus on the investor.
Unlike a group investment fund, our top tax rate is only 28%. The Trust pays PIE tax directly to the IRD, so you do not have to include this in your income tax return.
We understand that every dollar counts. While many funds offer no entry fees, we also do not charge our investors any exit fees.
You want to know that your investment is safe hands. Our directors bring a wealth of experience in property investment and commercial lending to their roles.
We recognise the need to minimise your investment risk, which is why we provide a diverse portfolio with registered mortgages over residential, commercial and rural properties throughout New Zealand.
How secure is my money?
The Trust provides loans that are secured by real estate. The Manager uses its expertise to ensure that the security has been reliably valued and the properties are readily saleable. You can find our lending guidelines here in our product disclosure statement.
What do I need to know before investing?
We always recommend speaking to a financial advisor before making investment decisions. Norfolk Mortgage Trust is run by a manager that is licensed under the Financial Markets Conduct Act 2013 and registered as a financial service provider (FSP 31523). Our statutory supervisor is Covenant Trustee Services Limited. The manager and supervisor are both members of an approved dispute resolution scheme, IFSO - Insurance and Financial Services Ombudsman. Please refer to the product disclosure statement for more information about the investment guidelines for the Trust. You can find our product disclosure statement on the Disclose Register here. Click "Search Schemes" then enter the scheme number "SCH11124" in the appropriate box.
How do I invest?
You will need to download and read each of the files linked below. Having read the product disclosure statement, you can then send in a completed application form along with your verified ID.
We are always happy to hear from you, should you require any assistance in completing these forms or wish to discuss investing further. Feel free to get in touch with our CEO, Glenys Holden, at either 09 303 1525 or firstname.lastname@example.org.