Our goal is to help you achieve yours.

Property-backed investing and borrowing made easy with Norfolk Mortgage Trust

Founded in 2006

Welcome to Norfolk Mortgage Trust. Since 2006, we have been providing investors with trusted and proven mortgage investment and lending options.

Our focus is on carefully evaluating each borrower’s financial position to ensure that they receive the best possible mortgage options and rates, while also providing investors with a diversified and actively managed portfolio of property-based securities.

$120M

Security

$52M investment

40%

Investors

10+ years

30%

Growth

in the size of the Fund in 2022

17%

Increase

in the number of investors in the last 12 months

Borrowers

As a non-bank lender, we understand that every funding need is unique. That’s why we take the time to get to know you, your goals, and your financial position. Our team will work with you to find the best lending structure for you, whether it’s short-term bridging finance or working capital funding.

Investors

As a licensed managed investment scheme manager with a strong focus on professional management, diversification, and a highly personalised level of service, Norfolk is a trusted partner for those looking to invest in property-backed securities. With a minimum investment of only $5,000 and no entry or exit fees, it’s easy to start your journey with us.

How Norfolk Mortgage Trust Works

In this short video, we explain how the Trust works and what you can expect from your investment.

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Norfolk
Mortgage Trust
Loans by Region

Norfolk Mortgage Trust Loans map of NZ

Norfolk
Mortgage Trust
Loans by Region

Norfolk Mortgage Trust Loans map of NZ

A Relationship 1st
Approach

Glenys Holden CEO

At Norfolk Mortgage Trust, we believe that building strong relationships with our investors and borrowers is key to success. We take the time to get to know you and your financial goals, so we can tailor our services to meet your specific needs. Whether you’re looking for a short-term bridging loan or a long-term investment opportunity, our experienced team is here to guide you every step of the way.

Our relationship-first approach means we prioritise transparency, communication, and personalised service. We work closely with our borrowers to ensure they receive the best possible mortgage options and rates, and we actively manage our investors’ portfolios to provide them with a diversified and stable exposure to the property market.

Let us help you take the next step towards achieving your financial goals.

Featured in Informed Investor

December 2025

Recent News

Why Norfolk Mortgage Trust Featured in Informed Investor Retirement Issue – December 2025

A Market Finding Its Footing: What Matters Most Right Now

New Zealand Property Slump Slows – What That Means for Investors & Returns

Ready to Invest?

You can apply online in less than 5 minutes. You need to be over 18 and have your IRD number. We’ll guide you through every step of the process.

Download the Investment Guide