Our focus is on carefully evaluating each borrower’s financial position to ensure that they receive the best possible mortgage options and rates, while also providing investors with a diversified and actively managed portfolio of property-based securities.
Past returns do not guarantee future performance, and all investments carry risk. However, our long standing track record speaks for itself.
*Annualised pre-tax return for the month ending 31st Jan 2025.
Loaning over $43 Million to real estate borrowers across diversified sectors, secured by assets worth over $100 Million.
Total mortgage assets & total property assets at the Trust portfolio level. Each mortgage is managed by the Trust & secured by specific 1st mortgage property.
40%
Investors
with us for
10+ years
17%
Growth
in our investor
base during 2022
Make sure your sound is turned on when you push play.
In this short video, we explain how the Trust works and what you can expect from your investment.
Invest $10,000 and see your final value after a month, calculated with our current unit price, return and the max tax rate of 28%. Simple, clear, and direct – know exactly what your investment gets.
With your monthly returns, you decide: the funds can be transferred to your bank for monthly income or they can be reinvested to keep your investment’s growing.
Interest rate is annualised and interest is calculated daily. This calculation assumes that the investor has been invested for the entire month.
| Investment | $10,000.00 |
| Unit Price | $0.9718 |
| Current Return (Mar 2025) | 7.25% p.a |
| Gross Interest return | $59.59 |
| PIE Tax at 28% | $16.68 |
| Net Investment | $10,042.90 |
“Thanks to Norfolk Mortgage Trust, I can invest in real estate without the hassle of owning and managing properties. Their service is top-notch, and I appreciate the peace of mind they offer.”
– Carlene H, Auckland
“Knowing that their $43M investment is backed by a $100M security ratio gives me confidence. I can trust Norfolk Mortgage Trust with my hard-earned money.”
– Brooke C, Auckland
“The personalised service from Norfolk Mortgage Trust is exceptional. They genuinely care about my investment goals and make me feel valued as an investor.”
– Charles D, Levin
We take pride in our highly personalised service for both investors and borrowers. We work closely with our borrowers to ensure you receive the best possible mortgage options and rates, and we actively manage our investors’ portfolios to provide you with a diversified and stable exposure to the property market.
Our relationship-first approach means we prioritise transparency, communication, and personalised service. Our team, including our CEO, are always available to address any questions or concerns you may have.
With a minimum investment of only $5,000 and no entry or exit fees, it’s easy to start your journey with us.
Investors typically start their journey with Norfolk by investing $10,000 – $30,000. As they see the monthly returns come in, they grow their investment over time.
With our focus on diversification and transparency, investors can have confidence in the stability of their investment and see their money working harder for them.
A couple, having recently sold their farm and settled into their dream retirement home, sought a steady income for their golden years. Choosing Norfolk Mortgage Trust, their investment is tailored to yield a consistent monthly income, for a more comfortable retirement.
With a diverse portfolio, our investor aimed to expand their wealth horizon. Opting for Norfolk, they harnessed the power of strategically compounding monthly returns. Their focus is on long-term wealth growth rather than immediate income needs.
Our investor, driven by the desire to secure a prosperous future for their grandchildren, established dedicated accounts. Though in their name, these accounts are earmarked for the grandchildren's nest egg. Monthly growth, fuelled by reinvested returns, paints a promising financial legacy.
Armed with savings from jobs and family gifts, our forward-thinking investor chose Norfolk for their investment journey. Opting for reinvestment, the plan is clear - grow the investment steadily, paving the way for a future home deposit. Investing today for tomorrow's dreams.
Download our investment guide today and get the knowledge you need to make an informed investment decision and move closer to achieving your financial goals.
You can apply online in less than 5 minutes. You need to be over 18 and have your IRD number. We’ll guide you through every step of the process.
Units in the Norfolk Mortgage Trust are issued by the Trust’s manager, Norfolk Mortgage Management Limited. Download the Product Disclosure Statement (PDS) on our website, visit our office for a hard copy, or email us at invest@norfolktrust.co.nz to request one.
Disclaimer
The information, calculations, and opinions provided on this website are based on sources deemed reliable. However, Norfolk Mortgage Management Limited, including its officers and directors, does not guarantee their accuracy or completeness. We strongly recommend seeking professional investment advice before making any investment decisions.
Suite D, Level 1, 7 Windsor Street
Parnell, Auckland 1052
All right reserved © Norfolk 2025
Units in the Norfolk Mortgage Trust are issued by the Trust’s manager, Norfolk Mortgage Management Limited. Download the Product Disclosure Statement (PDS) on our website, visit our office for a hard copy, or email us at invest@norfolktrust.co.nz to request one.
Disclaimer
The information, calculations, and opinions provided on this website are based on sources deemed reliable. However, Norfolk Mortgage Management Limited, including its officers and directors, does not guarantee their accuracy or completeness. We strongly recommend seeking professional investment advice before making any investment decisions.
All rights reserved © Norfolk Mortgage Trust 2025
Suite D, Level 1, 7 Windsor Street
Parnell, Auckland 1052
Suite D, Level 1, 7 Windsor Street
Parnell, Auckland 1052
Disclaimer
The information, calculations, and opinions provided on this website are based on sources deemed reliable. However, Norfolk Mortgage Management Limited, including its officers and directors, does not guarantee their accuracy or completeness. We strongly recommend seeking professional investment advice before making any investment decisions.
All right reserved © Norfolk 2025